So, you'll know from Gerard's previous posts that we have decided to go full time on our business. When we made the decision I was full of excitement, so much so that I could hardly sit still. But now the magnitude of our move is starting to hit me.

Everybody we've told about what we have planned thinks we are crazy. People think its a bad time for us to be placing our family finances on the line like this and day by day I am wondering if they have a point.

I have the greatest of confidence is us, and I know that between Gerard and I we have the skills and the motivation to make our business model work. But what I don't have trust in is the banks, the market, the government and each day I turn on the news to hear about another financial crisis or bank going bust.

Thankfully Gerard and I have some savings which will help us through the initial period of self employment and bolster us whilst we build our income. We did actually plan this move and it wasn't as fly by the seat of your pants as people may think. I just hope that this bloody credit crunch passes sooner rather than later and that we can build some security for our family.

In any case, its too late to turn back now and honestly I don't want to. I am looking forward to having Gerard at home more, to freeing up some of my time to spend with the kids and to building both the business and the family life that we have been striving for over the last three years.

Only three weeks to go, wish us luck!!!